# Bank Reconciliation with ChatGPT in 5 Steps

> A step-ladder guide: upload a bank CSV and a ledger CSV to ChatGPT, list the exceptions, and check the math yourself, in 5 steps.

Source: https://learn.ynteractive.com/content/visual/ladder-bank-reconciliation · Updated 2026-10-12 · Free from Stepthrough (https://learn.ynteractive.com)

[Step-by-step guide](https://learn.ynteractive.com/content/visual#format-steps-carousel) · 7 slides · [ChatGPT](https://learn.ynteractive.com/content/tool/chatgpt)

By [Robert Breen](https://learn.ynteractive.com/content/about) · Published October 12, 2026 · From the free lesson [Month-End Bank Reconciliation with ChatGPT: 20 Minutes, Not 3 Hours](https://learn.ynteractive.com/content/chatgpt-bank-reconciliation-month-end)

A step-ladder guide: upload a bank CSV and a ledger CSV to ChatGPT, list the exceptions, and check the math yourself, in 5 steps.

Swipe or scroll sideways for all 7 slides. The whole guide is written out below.

## The guide in text

**Two CSV files in, four exceptions out.** Harbor Lane Studio is a made-up studio.

## Step by step

1. ### Upload both files
   The **bank statement** and the **ledger export**, 40 rows each. Click the plus button, choose Add photos & files, select both.
2. ### Give it the balances
   Opening and ending balances let it **prove its own list**. Match by amount and date within five days. Do not guess: say Needs review.
3. ### Read the exceptions
   It matched **38 of 40 rows** on each side and listed four. The fourth is check 1027 for $850.00, a timing difference.
4. ### Build the summary
   One table in the usual order, with a **note on each exception**. Copy it into the month-end file with the copy icon.
5. ### Check the math yourself
   AI can add wrong. Both sides should land on **$54,355.65**. Remove account numbers before you upload, and follow your firm's AI policy.

Businesses and people in the examples are made up (Harbor Lane Studio is a made-up business). The steps, screens and wording come from the free lesson and the Stepthrough glossary and prompt library.

## Do it yourself, free

**Month-End Bank Reconciliation with ChatGPT: 20 Minutes, Not 3 Hours**. Upload the bank statement and the books, let ChatGPT match every row and list the exceptions, then check the answer and paste a reconciliation summary into the month-end file. You do every step yourself in a practice copy of ChatGPT, it checks your work as you go, and “Do it for me” finishes any step you get stuck on. Free, and nothing touches your real accounts.

[Start the free lesson](https://learn.ynteractive.com/modules/chatgpt-bank-reconciliation)

[Or read the full step-by-step guide](https://learn.ynteractive.com/content/chatgpt-bank-reconciliation-month-end)

## Related terms

Plain-English definitions, each with an example from a free lesson.

[Bank reconciliation](https://learn.ynteractive.com/content/glossary/bank-reconciliation)

[The full AI glossary](https://learn.ynteractive.com/content/glossary)

## From the blog

- [Team AI Policy: What Staff Can Paste Into ChatGPT](https://learn.ynteractive.com/content/blog/team-ai-policy-what-staff-can-paste-into-chatgpt): A one-page team AI policy for a small firm: which account to use, which settings to switch off, and what staff must never paste into ChatGPT.

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