# Claude Team vs ChatGPT Business: Which to Buy (2026) > Claude Team vs ChatGPT Business as of October 2026: seat prices, data terms, admin controls and integrations, and which fits a small company. Source: https://learn.ynteractive.com/content/compare/claude-team-vs-chatgpt-business · Updated 2026-10-16 · Free from Stepthrough (https://learn.ynteractive.com) Quick answer On price and basics the two are close: both list a Standard seat at $25 per user a month, or $20 billed annually, and both say they do not train on your content by default. Pick **Claude Team** if your people write and review long documents, want Projects to keep a client's material together, or work in Microsoft 365. Pick **ChatGPT Business** if you want Deep Research, ChatGPT Agent and Codex in the same seat, or role-based admin controls on a self-serve plan. Last updated October 16, 2026 [Take the free module →](https://learn.ynteractive.com/courses/claude-jump-start/2)Module 2 of the free [Claude Jump Start](https://learn.ynteractive.com/courses/claude-jump-start) course, about 7 minutes. No account needed. By [Robert Breen](https://learn.ynteractive.com/content/about) · Published October 16, 2026 · Prices and features checked as of October 2026 This page is for owners and managers choosing one AI plan for a small team. Prices are as listed on each vendor's own pages as of October 2026 and change often. You can practice on both: the free [Your first chat with Claude lesson](https://learn.ynteractive.com/content/claude-first-chat-tutorial) uses Claude and the free [ChatGPT for Work lesson](https://learn.ynteractive.com/content/chatgpt-work-multi-step-task) uses ChatGPT. ## How do they compare at a glance? **Claude Team and ChatGPT Business at a glance (as listed on each vendor's own pages, October 2026)** | | Claude Team | ChatGPT Business | | --- | --- | --- | | Price and free tier | Standard seat: $25 per seat a month, or $20 billed annually. Premium seat: $125, or $100 annually. 2 to 150 seats. Claude has a Free plan for individuals | Standard seat: $25 per user a month, or $20 billed annually. Premium seat: $125, or $100 annually. At least 2 seats. ChatGPT has a Free tier for individuals | | Best for | Long documents, client-by-client Projects, Microsoft 365 users | Teams that want agents, deep research and coding tools in one seat | | File handling | Anthropic lists file creation and code execution on every plan. Projects let you keep one client's files together | Projects and Company Knowledge are listed with Standard seats. Check OpenAI's models and limits page for file limits on your plan | | Privacy and data controls | Models are not trained on your content by default. SSO, connector admin controls, central billing and usage analytics. Role-based access, SCIM, audit logs, custom retention and the Compliance API are Enterprise features, not Team | OpenAI says it won't train on your workspace's data. Admin controls for users, roles and access, usage visibility and spend controls. Zero Data Retention and BAAs are sales-led, not self-serve Business | | Integrations | Microsoft 365, enterprise search, connectors, Claude Code and org-wide skills are listed on Team | Apps, Company Knowledge, ChatGPT Agent, Deep Research and Codex, depending on seat type | | Free Stepthrough lesson | Yes, a full course, starting with [Your first chat with Claude](https://learn.ynteractive.com/content/claude-first-chat-tutorial) | Yes, several, including [ChatGPT for Work](https://learn.ynteractive.com/content/chatgpt-work-multi-step-task) | Prices and features as listed on each vendor's own pages, as of October 2026. Plans change often, so check the vendor's pricing page before you buy. Sources are at the end of this page. ## How do Claude Team and ChatGPT Business compare on price? Almost exactly the same on the sticker. Anthropic lists a Team Standard seat at $25 a month, or $20 a month billed annually, and a Premium seat at $125 a month, or $100 billed annually. OpenAI lists a Business Standard seat at $25 per user a month, or $20 billed annually, and a Premium seat at $125 monthly, or $100 annually. Premium seats on both give a larger usage allowance than Standard seats. The size limits differ: Anthropic says Team is for 2 to 150 seats, and OpenAI says Business needs at least 2 seats. Both vendors sell extra usage separately, and prices can vary by country and billing period, so confirm on [Anthropic's pricing page](https://claude.com/pricing) and in [OpenAI's Business overview](https://help.openai.com/en/articles/8792828-chatgpt-business-overview) before buying. ## Which is safer for client information? Both vendors say they do not train on your business content by default, which is the most important line for client work. Beyond that, the admin features differ. Anthropic lists SSO, connector admin controls, central billing and usage analytics on Team, and keeps role-based access, SCIM, audit logs and custom data retention for Enterprise. OpenAI lists admin controls for users, roles and access, plus usage and spend controls, on Business, and says Zero Data Retention and BAAs need a contracted offering. Whichever you pick, a policy matters more than a feature. Staff should know what they may paste, and personal accounts are not covered by the business terms. Read [what staff can paste into ChatGPT](https://learn.ynteractive.com/content/blog/team-ai-policy-what-staff-can-paste-into-chatgpt), and try the free [Claude Team AI Policy lesson](https://learn.ynteractive.com/content/ai-acceptable-use-policy-claude). For the larger step up on the OpenAI side, see [ChatGPT Business vs Enterprise](https://learn.ynteractive.com/content/compare/chatgpt-business-vs-enterprise). ## Which works better with Microsoft 365 and other tools? Anthropic lists Microsoft 365 and enterprise search among Team features, and its connectors let Claude reach other tools your admin allows. OpenAI lists Apps and Company Knowledge on Business seats, which connect ChatGPT to the tools and files your workspace allows. Both depend on what your admin turns on, so ask your IT person which connections are approved before you plan a workflow around one. The free [Claude Connectors lesson](https://learn.ynteractive.com/content/claude-google-drive-gmail-calendar-connectors) walks through connecting Claude to other tools. ## Which is better for writing and long documents? Both write good business documents when you give them the facts, the audience and the tone. Many people find that the best way to choose is to run the same real task through each, which is the point of the free [four assistants, same task course](https://learn.ynteractive.com/content/chatgpt-vs-claude-vs-gemini-vs-copilot-same-task). Claude's Projects feature is a natural fit for keeping one client's files and instructions together, and ChatGPT has Projects too, so test the feature you would use daily rather than comparing feature lists. For a wider look at the chat assistants, see [ChatGPT vs Claude](https://learn.ynteractive.com/content/compare/chatgpt-vs-claude) and the four-way [ChatGPT vs Claude vs Gemini vs Copilot](https://learn.ynteractive.com/content/compare/chatgpt-vs-claude-vs-gemini-vs-copilot). ## Who is each one for? ### Pick Claude Team if Your team writes, reviews and summarizes long documents, you work in Microsoft 365, or you want Projects to keep each client's material together. Start with the free [Your first chat with Claude lesson](https://learn.ynteractive.com/content/claude-first-chat-tutorial) and the [Claude Projects lesson](https://learn.ynteractive.com/content/claude-projects-tutorial). ### Pick ChatGPT Business if You want deep research, ChatGPT Agent and Codex in the same seat, or role-based admin controls on a self-serve plan. Start with the free [ChatGPT for Work lesson](https://learn.ynteractive.com/content/chatgpt-work-multi-step-task). ## Which of these tools have a free Stepthrough lesson? - **Claude Team:** free lesson: [Your First Chat with Claude: Models, Files and a Great First Prompt](https://learn.ynteractive.com/content/claude-first-chat-tutorial) - **ChatGPT Business:** free lesson: [ChatGPT Work: Have ChatGPT Do a Multi-Step Task](https://learn.ynteractive.com/content/chatgpt-work-multi-step-task) ## Practice it free, step by step **Your First Chat with Claude: Models, Files and a Great First Prompt**. Pick a model, attach a customer's complaint email with the + menu, write a four-part prompt, read Claude's reply, ask a follow-up, then pin and rename the chat. You do every step yourself in a practice copy of Claude, it checks your work as you go, and “Do it for me” finishes any step you get stuck on. Free, and nothing touches your real accounts. [Start the free lesson](https://learn.ynteractive.com/modules/claude-first-chat) [Or read the full step-by-step guide](https://learn.ynteractive.com/content/claude-first-chat-tutorial) ## Key takeaways - As of October 2026, both list a Standard seat at $25 per user a month, or $20 billed annually, and a Premium seat at $125 a month, or $100 annually. - Both vendors say they do not train on your business content by default; personal accounts are not covered by those terms. - Claude Team lists Microsoft 365, enterprise search and connectors; ChatGPT Business lists Apps, Company Knowledge, Deep Research, ChatGPT Agent and Codex. - Run the same real task through both before you buy, and put a short AI use policy in writing either way. ## Frequently asked questions ### How many seats do Claude Team and ChatGPT Business need? Anthropic says Team is for 2 to 150 seats, and OpenAI says Business needs at least 2 seats in total. ### Do Claude Team and ChatGPT Business train on my data? Anthropic says Team and Enterprise do not train on your content by default, and OpenAI says it won't train on your Business workspace's data. Individual plans have different terms. ### Does either plan include API access for automations? OpenAI says Business does not include API usage, which is billed separately. Anthropic's pricing page lists pooled API credits on Team, so read the current terms for how they apply. Automation tools such as n8n use an API key and bill the model separately. ### Can I use both Claude and ChatGPT at work? Yes, many teams do. Follow the same data rules in both, and keep client information only in accounts your company controls. ## Where do these prices and features come from? Every price and feature on this page was checked against the vendor's own page, as of October 2026. No numbers here are estimates or third-party figures. The example businesses in the Stepthrough lessons are made up. - [Anthropic: Claude plans and pricing](https://claude.com/pricing) - [OpenAI Help Center: ChatGPT Business overview](https://help.openai.com/en/articles/8792828-chatgpt-business-overview) - [OpenAI: Enterprise privacy](https://openai.com/enterprise-privacy/) ## Free lessons mentioned on this page - [Your First Chat with Claude: Models, Files and a Great First Prompt](https://learn.ynteractive.com/content/claude-first-chat-tutorial): Pick a model, attach a customer's complaint email with the + menu, write a four-part prompt, read Claude's reply, ask a follow-up, then pin and rename the chat. - [ChatGPT Work: Have ChatGPT Do a Multi-Step Task](https://learn.ynteractive.com/content/chatgpt-work-multi-step-task): Switch ChatGPT to Work, hand it a real job (compare three suppliers into a spreadsheet), approve the sites it opens, skip a login, answer its question, check the file… - [Roll Out a Team AI Policy in One Afternoon using Claude](https://learn.ynteractive.com/content/ai-acceptable-use-policy-claude): Your team already uses AI, with or without rules. Have Claude write a one-page acceptable use policy from your rules, check the parts that matter, then get the… - [Claude Projects for Your Business: Instructions, Knowledge and Quotes](https://learn.ynteractive.com/content/claude-projects-tutorial): Create a project for your business, give it instructions for tone and policies, add your price sheet and warranty as project knowledge, and get a customer quote that… - [Connect Claude to Google Drive, Gmail and Google Calendar](https://learn.ynteractive.com/content/claude-google-drive-gmail-calendar-connectors): Connect Google Drive, Gmail and Google Calendar to Claude, then find your price sheet, summarize a customer's email thread and check your week, approving each tool as… - [Choose the AI Assistant Your Team Should Use, Tested on ChatGPT, Claude, Gemini and Copilot](https://learn.ynteractive.com/content/chatgpt-vs-claude-vs-gemini-vs-copilot-same-task): Give one real office task to ChatGPT, Claude, Gemini and Microsoft Copilot, check each answer on the facts, and pick the one to use at work. ## Related posts - [Team AI Policy: What Staff Can Paste Into ChatGPT](https://learn.ynteractive.com/content/blog/team-ai-policy-what-staff-can-paste-into-chatgpt): A one-page team AI policy for a small firm: which account to use, which settings to switch off, and what staff must never paste… - [OpenAI API vs ChatGPT Plus: What You Pay For](https://learn.ynteractive.com/content/blog/openai-api-vs-chatgpt-plus): OpenAI API vs ChatGPT Plus: why your ChatGPT plan doesn't power n8n, how pay-per-request API billing works, and how to set up a… ## Related terms Plain-English definitions, each with an example from a free lesson. [ChatGPT](https://learn.ynteractive.com/content/glossary/chatgpt) · [Claude](https://learn.ynteractive.com/content/glossary/claude) · [Claude Projects](https://learn.ynteractive.com/content/glossary/claude-projects) · [ChatGPT Projects](https://learn.ynteractive.com/content/glossary/chatgpt-projects) · [Training data](https://learn.ynteractive.com/content/glossary/training-data) · [Data retention policy](https://learn.ynteractive.com/content/glossary/data-retention-policy) [The full AI glossary](https://learn.ynteractive.com/content/glossary) ## Related prompts - [Check reply promises prompt](https://learn.ynteractive.com/content/prompts/check-reply-promises-prompt): A ChatGPT prompt that checks a draft before you send it: a table of every promise, the fact behind each, and safer wording for… - [Meeting recap email prompt](https://learn.ynteractive.com/content/prompts/meeting-recap-email-prompt): A copy-ready prompt and sample for a meeting recap email: decisions, owners and due dates, and nothing that was not said. Works… [All free prompt templates](https://learn.ynteractive.com/content/prompts) ## More tool comparisons - [ChatGPT Business vs Enterprise: Which Plan Fits (2026)](https://learn.ynteractive.com/content/compare/chatgpt-business-vs-enterprise): What ChatGPT Business is, how it compares to Enterprise for a company account, October 2026 prices, data terms, and when a small team should move up. - [ChatGPT vs Claude for work: which should you use?](https://learn.ynteractive.com/content/compare/chatgpt-vs-claude): ChatGPT vs Claude for office work: October 2026 plans and prices side by side, how each handles your data, and which to pick for email and documents. - [ChatGPT vs Claude vs Gemini vs Copilot for office work](https://learn.ynteractive.com/content/compare/chatgpt-vs-claude-vs-gemini-vs-copilot): ChatGPT vs Claude vs Gemini vs Copilot compared for work: October 2026 prices, where each one works, data terms and which AI assistant to try first. [All tool comparisons](https://learn.ynteractive.com/content/compare) · [All free tutorials](https://learn.ynteractive.com/content)